Tampa Uber & Lyft Accident Lawyer

Rideshare accidents in Tampa involve complex insurance issues that regular car accident attorneys don't understand. Whether you're a passenger, another driver, or a pedestrian, Cardinal Law navigates Uber and Lyft's multi-layered insurance to get you maximum compensation.

844-874-PAIN

Free Consultation • No Fees Unless We Win

Rideshare in Tampa

Thousands

Daily Rideshare Trips in Tampa

$1M

Uber/Lyft Liability Coverage (When Active)

Understanding Uber & Lyft Insurance Coverage

Rideshare insurance is complex and depends on what the driver was doing at the time of the crash.

App Off

Driver's personal insurance only

App On, No Passenger

Limited: $50K/$100K/$25K liability

En Route to Pickup

$1M Uber/Lyft liability policy

Passenger in Vehicle

$1M Uber/Lyft liability policy

Why Rideshare Accidents Are Different

Multiple Insurance Policies

Unlike regular car accidents with one or two insurance policies, rideshare crashes can involve the driver's personal insurance, Uber/Lyft's commercial policy, and other drivers' insurance. Determining which policy applies requires expertise in rideshare law.

Coverage Gaps & Denials

Insurance companies often dispute which policy covers a rideshare accident. Personal insurers may deny coverage because the driver was working. Uber/Lyft may claim their policy doesn't apply because the app was off. Cardinal Law fights these denials.