Bonita Springs Truck Accident Lawyer
When it comes to auto accidents, Florida is a no-fault state. This fact is one reason why people often mistakenly think that after a truck accident in Bonita Springs, it is fairly easy to claim compensation. Unfortunately, this is usually not the case. The coverage available through no-fault insurance is not usually enough to fully cover the cost of catastrophic injuries and other losses a truck accident causes. To receive the full settlement you deserve after an accident, you will probably have to file a claim against the at-fault party, as well. Our Bonita Springs truck accident lawyer can explain your legal options and help you navigate the process.
PIP Benefits After a Truck Accident
Under state law, all motorists in Bonita Springs are required to carry a minimum amount of personal injury protection (PIP) coverage. Drivers must purchase at least $10,000 in coverage and this amount is simply not enough to fully cover the cost of long hospital stays, multiple broken bones, and other costs associated with injuries after a truck accident. PIP coverage also does not provide compensation for pain and suffering, which is significant after an accident involving a truck.
To obtain the full compensation you need after a truck accident, you will probably have to determine who is liable for your crash and file a claim with their insurance company. Negligent parties in truck accident cases often involve truckers, trucking companies, cargo loaders, and more. When filing a claim against any of these parties, you must prove that they were at fault, which is not necessary when claiming PIP benefits.
Do You Have a Truck Accident Claim?
If you need to file a claim against the at-fault party, you must prove many different elements of your case. These are as follows:
- Duty: You must establish that the negligent party owed you a duty of care. This is relatively straightforward, as everyone owes a duty of care to others to make sure they remain safe.
- Breach: A breach of duty refers to the negligent act the liable party committed that caused your accident. Impaired driving, texting while driving, fatigued driving, and speeding are just a few types of negligence that cause truck accidents.
- Causation: A negligent action is not enough to file a truck accident claim. You must also prove that the negligent act caused your accident.
- Damages: A truck accident claim will restore you to the same physical and mental condition you were in prior to the crash. If you did not suffer damages, or losses, you have nothing to recover and so, you do not have a claim. You must prove that you suffered injuries and other harm.
Call Our Truck Accident Lawyer in Bonita Springs Now
If you have been injured in a crash, our Bonita Springs truck accident lawyer at Cardinal Law can prove the elements of your case so you obtain the maximum damages you are entitled to. Call us today at 239-610-0845 or chat with us online to request a free case review and to get the legal advice you need.